Atlas Loan Origination Software is CT2 Technologies’ flagship product. Atlas will give you complete control of your pipeline by providing total visibility across your entire operation, both wholesale and retail origination channels. From point of sale to underwriting, closing, funding, secondary, and shipping, you will have access to the information you need when you need it. With over 70 years of combined experience in the mortgage industry, our “new breed” of LOS was created by mortgage professionals for mortgage professionals. More robust and customizable than an “off the shelf” application, our LOS has comprehensive functionality with the flexibility to be configured to your business model. Using Microsoft’s .Net framework and our adoption of MISMO standards allows you to integrate with virtually any third party vendor quickly and easily. Small to mid-size companies, in particular, need to embrace technology without having to develop their own proprietary system or buy the most expensive and complex solution available. Cost of origination, efficiencies and streamlining your business process are the order of the day, especially if you want to be in business tomorrow. Implementing Atlas is fast, well defined and affordable.

Loan Origination System

Pipeline Management

Managing your pipeline is one of the more critical things you must do in order to operate your business effectively. Atlas provides a highly customizable pipeline management tool which can be queued on a multitude of key information. So, whether you’re an underwriter that wants to view loan applications currently submitted for underwriting or the CEO wanting to view all loans a particular branch is funding that day, the Pipeline Management tool can accommodate your needs.

Multiple Channel Support

Unlike some loan origination systems, Atlas is capable of supporting multiple business channels. So, whether you originate through a wholesale or retail channel, or both, Atlas is one system that is capable of seamlessly supporting them both. In either case, Atlas provides the necessary information to the right people at the right time. As a result, decisions can be made at lightning speeds at the point of sale.

Combo and Piggyback Loans

Combo and piggyback loans can be a challenge for most loan origination systems. Most either cannot accommodate them or require duplication of work to maintain two separate loan records. In Atlas, there is no need for duplication of work. You have the ability to combine two loans into one transaction (e.g. 80/20 combo) and also to separate them should the borrower decide they only want one of the loans.

Product Comparison and Selection Tool

In both retail and wholesale channels, Atlas provides a comprehensive product comparison and selection tool. This tool provides for an unlimited number of product scenarios side-by-side to better determine which product is most appropriate for the borrower. In a retail environment, users from the loan officer at point of sale to the funder can utilize this screen to better serve your borrower. In a wholesale environment, the product and selection screen can be used by various positions within your operations staff to better serve the broker.

Integration

Atlas provides unparalleled integration tools. By utilizing MISMO standards, .Net 2.0, and using a variety of services, Atlas has the capability and flexibility to integrate very quickly to a wide range of third party providers.

Collaboration

The Atlas framework enables the capture and storage of each responsible user within the lifecycle of a loan. This customizable information is available to be called via a service to a variety of third party vendors. This enables you to create solutions such as Instant Messaging or e-mail services that can be linked to a specific individual.